Hello, I am writing this blog post to talk about some tips that I would have told my past self and also to give insight into my experience of buying a home as a single woman at aged 30 in the UK. 1) Small steps will get you there The deposit saving was the longest phase of the buying process. I had hoped that I would meet someone during my twenties as it feels as though from a young age we are taught that you meet a guy, buy a house then have a family. However at the end of the day we are responsible for our lives and we can create the lives that we want if we put in enough work towards it. If you are reading this article, please do not feel alone. There are a growing number of women taking matters into their own hands and buying a property on their own. It may take a bit longer but all of the decisions are yours, you can decorate how you want and you can crea...
Hello, When I turned thirty I decided to look into my finances and to design my future. Please note that I am not a financial planner and do not have financial qualifications. This is purely my own experience of my own finances and advice that I would give to myself if I was doing this again. 1) Open your wallet/Purse Take out all your cards and then go through them one by one. I know this can be a bit gut wrenching but putting things off can only make things worse. Try to break it down to doing one thing each day and be kind to yourself. Money does not define your worth and things can change. No one is coming so you can rescue and empower yourself to be in the driving seat with your finances. You can do this. 2) Source your Logins If you are like me then at the age of thirty, I had six pensions, one credit card, one current account, saving account, premium bonds and then an ISA account. It took a few months but each week I would email human resources and the pen...